
American Express
American Express Overview
The aggregated data is based on reviews and questionnaires provided by PissedConsumer.com users.
American Express has 1.9 star rating based on 684 customer reviews. Consumers are mostly dissatisfied.
54% of users would likely recommend American Express to a friend or colleague.
- Rating Distribution
Pros: Worse nighmare, Waste of my time, Were a great company until i became a fraud victim.
Cons: Customer service, Horrible customer service, Incompentent customer service.
The aggregated data is based on reviews and questionnaires provided by PissedConsumer.com users.
American Express has 1.9 star rating based on 684 customer reviews. Consumers are mostly dissatisfied.
54% of users would likely recommend American Express to a friend or colleague.
- Rating Distribution
Pros: Worse nighmare, Waste of my time, Were a great company until i became a fraud victim.
Cons: Customer service, Horrible customer service, Incompentent customer service.50% of users think that American Express should improve its Customer Service.
55% of users say that they won't use American Express in the future for similar services or products.Recent recommendations regarding this business are as follows: "Please do not apply for American Express cards", "Card holders should be abble to have at least 1 adult or child free like every other club and what they offer in india!", "My gift card is locked I still have $49 balance", "Don’t do business with American Express", "Be sure you check your statements when you get them I am overcharged".
Most users ask American Express for the refund as a solution to their issues.
Consumers are not pleased with Customer service and Reliability. The price level of this organization is high according to consumer reviews.
Media from reviews











































This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerNew American Express scam
I charge items on my American Express card but pay the balance off in full every month and I've had my card for years. I am old school so I prefer paying by check each month.
All was great until recently I noticed my payments weren't being processed in a timely manner. I'd send in my payment allowing 10 business days for them to process but here recently they were not processing my payment in 3 days like they had been. What I've discovered is they hold up my payment until after my due date and hit me with a late payment charge and interest. I even called in to pay it online and I was told it went through and given a confirmation number.
But, they'd wait until it was past due and when I'd call them they would tell me the charge didn't go through and again charge me a late charge and interest on my charges. This is their new scam to get monies from me. I confronted them and advised holding my checks and charging me late charges was messing up my impeccable credit. They doubled down and the next month the same thing.
So I'm paying them off and canceling my card. I wouldn't recommend new card seekers to go with American Express they are scammers and will ruin your credit!!
Preferred solution: .y payments applied in a timely manner and a refund of my late charges and interest charges so my credit score can be repaired.
User's recommendation: Please do not apply for American Express cards
Unfare restrictions
While having to pay almost 700.00 a year to have a card with centurion lounge access, they changed the rules, that children are 30.00 and an extra adult is 50.00, but if you are in india they are free!! So india gets special privileges while an american company makes everyone pay extra!! Not a good why to treat your biggest amount of customers.
User's recommendation: Card holders should be abble to have at least 1 adult or child free like every other club and what they offer in india!
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Lock card
My gift card is locked I still have $49 balance ... I'm disappointed please you have to do something
User's recommendation: My gift card is locked I still have $49 balance
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerUsed card on Amazon, Amazon locked my account. AMEX refused to help.
I recently won a $25 American Express virtual gift card from the website Swagbucks.com. I went ahead and added the card to my Amazon account, proceeded to make a purchase, and went on with my day.
Not even 15 minutes later, I received an email from Amazon saying they had locked my account until I could provide proof of ownership of the card I used. This was where the troubles began. I clicked the link to go to my AMEX card and the only information on the page was the card number, expiration date, code, and transaction history. Amazon requires all that information (last four digits, rest blurred out), plus my name and address, and a photo of my driver's license.
The card does not have any of that, as it is a virtual card. I called American Express 9 times before I finally got to speak to the right department. Their phone holding system repeatedly hung up on me while I was being transferred around. The representative from the correct department stated that there was no possible way they could send me a letter or email or any sort of confirmation that would help me get my Amazon account unlocked.
When I asked why, I was simply told that it was not possible. They have the billing information, as it was required to set the card up. However, they refuse to help me. So now, I find myself in a predicament.
I sent Amazon the information that I did have, but they said it was not enough to prove ownership and my account would be permanently locked unless I could provide the information. I am beyond upset. There is no reason American Express cannot assist me. Not to mention, I tried to use this card at 7 different online stores and it was declined.
AMEX suggested that I could add it to my Google Wallet and use it with 'tap-to-pay'. Could I add it? No. They also said I could use it with Samsung Pay for in-person transactions.
Guess what happened when I tried to add it to Samsung?
If you guessed 'error', you would be correct. I will never use this company again for the rest of my life.
- Card declined everywhere
- Impossible to reach correct department
- Terrible customer support
Preferred solution: Information required to unlock my account.
User's recommendation: Stay FAR FAR away from this company.
THEY STEAL MONEY FROM CUSTOMERS
I PAID OFF AND CANCELED MY CARD, WAS TOLD MY CARD COULDN'T BE USED ANYMORE, TWO MONTHS LATER THEY SEND ME A BILL WITH A BUNCH OF FAKE CHARGES... THEY SAID THEY WERE LEGIT WHEN THEY WEREN'T!!!I CANCELED EVERYTHING...
THEY JUSTIFY ALL CHARGES WHICH MEANS THEY STILE MY MONEY... DIDNT ASK IF IT WAS IDENTITY THEFT OR ANYTHING...
DON'T USE CARD OR SUPPORT COMPANY... COMPARE IT TO NAZI GERMANY TOTAL CRIMINALITY.
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerWarn others of American Express and the way they do business and treat long time customers.
I was paying for my purchases as I was using my credit card which virtually paid my monthly balance. They claimed I owed them interest so I closed my account, paid it off partly with cash and the rest with reward points.
Customer service claimed my account was paid off and they closed my account. The next month, I got a bill from them plus interest. They never did use my reward points, so I could not only use my reward points but I had to pay them more money to clear up an account that we previously agreed was paid off and closed. To my knowledge, my account has not been closed, leaving me vulnerable to future problems they could hold me liable for.
To be with them for years and get good service only to be exposed to the sign of the times where companies don't have a clue to what good old customer service is all about.
I know I'm glad I was born early enough to experience how people and companies knew how to be decent and actually enjoyed taking care of their customers and employees. You can have this garbage, I'm not interested.
- Do not use
Preferred solution: The money for the reward points I was entitled to.
User's recommendation: I would stay far away from companies like American Express until they get rid of the waste and learn to be decent,honorable and provide a service as good as it used to be.
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Customer service HELLL!!!!
I shredded my card today. Ill be DAMMED if Ill stand for this kind of attitude and treatment. Customer service just stay home if you dont like your job just stay home get unemployment.
American Express used to be my favorite card now it is shredded up
User's recommendation: Don’t do business with American Express
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |This is. Scam company
I purchased a chandelier for $637. Nov 2, 2024, Dec 6 I contacted American Expresss and filed a dispute after sending them 2 emails requesting delivery information, they didnt have a customer service number the only response I received was and email reply when item ship they will send tracking information.
They have not responded to American Expresss,. I was reimbursed by money from American Express however the case will not be closed until February 6, 2025.
User's recommendation: Don’t use this website it’s fake
I just received my American Express statement and have three charges from you for 71.70 , 19.44, and 10.70 the order number was 87A2FA6BED and I do not feel this is correct please contact ASAP
I feel I have been charged for more than what I ordered and would like to know why 3 charges are on my Am. Exp.
statement and I only placed one order. Before I call Am Exp Fraud dept please contact me ASAP at 518-331-**** or e-mail: sarahgs@***.rr.com
thank you
Sarah Goldstein
User's recommendation: Be sure you check your statements when you get them I am overcharged
Could not access account online
Two Days with customer service with the problems trying to sign in. Call customer service two times not helpful. Third time not successful, but I'd let software "rest and went back in later and it worked.
I requested getting my money back from a scam course (the company who sold me the on-line course refuses to give me any of my money back) and AMEX sided with the seller.
I have tried MULTIPLE TIMES to request refund. Three months of payments totalling $1650+ from AMEX Gold and nearly $600 from AMEX Delta cards.
They would only review THE FIRST charge which was oldest and not within their 60 day time frame. They lied on the phone call stating they would open a dispute on all charges then sent me a letter stating they decline to help me get a refund. I figured out myself that they only started a dispute for the first month, I checked with a different fraud agent there who verified this to be true.
I have been a customer for 40+ years, which they always tell me thanks for being a loyal customer for 40 yrs. I am sick of bug corporations closing the door on any form of help.
User's recommendation: Use Citi credit card! They are way better and refunded the money for the one month ($583) that I used that card for a payment.
This review is written by an individual who has purchased the reviewed product/service and/or confirms being a paying customer of this company. Check our FAQ
Verified Buyer |Credit limit reduced
Neutral
My Amex card number 379875****11001,
Credit limit 8000% , purchased half ready, but suddenly credit limit reduced ready
Please kindly credit limit increase
Thanks
By
Gnanasekaran Karthikeyan
This review is written by an individual who has purchased the reviewed product/service and/or confirms being a paying customer of this company. Check our FAQ
Verified Buyer |This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerThe worse Identity verification procedures
I am profound frustrated and disappointed regarding the ongoing issues I have encountered with my Gold Account and I guess now the other three accounts Despite my repeated and diligent efforts to resolve these issues, I am yet to receive effective assistance or a satisfactory resolution. Since the inception of this account, I have faced numerous challenges.
Most recently, I have complied with all the requested procedures, including utilizing Notary-Cam services, physically leaving my house to get documents notarized, and incurring related expenses. On March 1st, I again faxed all necessary documents to the number provided (+1 62*-***-****), as instructed. I have proof of these documents being sent and received successfully. Despite these efforts, my accounts are paper weights American Express seems to be the only company I am experiencing issues with, despite having multiple accounts with different institutions.
Security is a major concern and I appreciate your efforts however the exaggeration stressed me out. Is this because I Am a new member. American Express, now saying that my account would be closed pretty much. I have submitted complaints to the Ive once contacted Better Business Bureau and the Consumer Financial Protection Bureau regarding this matter.
I did receive a call from a representative, from AMEX Executive office, but there has been no follow-up since then.I have fulfilled my part of the necessary procedures more than adequately. Ive submitted want they wanted am I a fake person??
- Prestigious
- Highly recommended
- Great rewards
- Not in touch with customer
- Lack of customer support
Preferred solution: I want my account restored
User's recommendation: When you apply make sure you provide more than what they ask because once you start setting up your account fraud alerts start going off with AMEX
This review is written by an individual who has purchased the reviewed product/service and/or confirms being a paying customer of this company. Check our FAQ
Verified Buyer |This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerCard is activated but keeps on declining
Keeps declining usage. It's dishonest to buy something that doesn't work. It's very frustrating, and the store where you purchased it does nothing to help you.
- Terrible cards
Preferred solution: Full refund
User's recommendation: Don't buy AMEX cards.. I think the web site has been compromised. When you put your card info in to activated the card someone steals it and use the card. Then you have to wait for a replacement card forever,

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Unprofessional and Disappointing Experience
I've been a loyal customer of American Express for about a year, and unfortunately, my experience with them has been incredibly disappointing. Recently, I was late on a payment, and instead of reaching out to me to discuss the situation or provide any notice, they abruptly canceled my card.
There was no courtesy call or even an email to inform me about the cancellation beforehand. This lack of communication is completely unprofessional and unacceptable.
I expected better customer service from a company as reputed as Amex, but this incident has left me feeling frustrated and disrespected. It's a shame that they handled this situation so poorly, and I won't be recommending their services to others.
User's recommendation: No go with amex
Problems with activating my 150 gift card
Can't use my AMEX Gift card and I just loaded it last week and I tried to get it activated but nothing is happening,a problem.Please help
About
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American Express - AMEX is a diversified financial services company that was founded in 1850 by Henry Wells, William Fargo and John Butterfield. American Express specializes in credit card, charge card and traveler's check business. The tagline of the company is: "Are you a card member?" American Express provides a line of credit card products, such as One card, Discover card, Centurion card, Blue card, Red Card, Clear card, Express Pay card and Plum card that allow their customers to carry a balance, interest protection, rewards program, savings accelerator plan, damage waiver and a variety of other benefits. American Express is a truly international company that has offices all around the world.

American Express is ranked 37 out of 204 in Cards category
USA
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"But, they'd wait until it was past due' OR the USPS has been gutted and mail delivery has slowed to a crawl. No credit card company receives checks directly.
You act as if there's a kid in a mail room who opens each letter and was told to put your check in a drawer. Your checks goes to a bank that uses machines to open and scan the payments. Your payment may post the same or next day. What we have here is a fossil who wants to stay "old" school" and not adapt to current technology.
You can pay online on the last day if you like.
If you stay "old school" expect this to continue to happen. Your choice Omi.
I pay online now, but twenty years ago I experienced the same thing. I wasted the $3 to send payment in certified mail return signature requested the next month to irritate them.
I only had to do it once because it was too much hassle for them. It was Amex also.